Our approach to portfolio construction takes into account:

  • Performance – Mutual funds and ETFs are selected for our model portfolios only after being thoroughly compared against their peers using a proprietary set of both quantitative and qualitative measurements.
  • Expenses – Fees and expenses, if not managed effectively, can be a real drag on the total return of an investment portfolio.
  • Volatility – Slow and steady really does win the race.  Avoiding steep losses and prolonged drawdowns can have a profound impact on the value of an account.  Our tactical strategy is intended to reduce this impact and smooth rates of return over the long term.